Home Equity Loans & Lines of Credit

At Park Bank, we offer customizable home equity line and loan arrangements designed to give you the financial freedom you need to pursue home improvements and other ongoing goals.

Home Equity Total Line of Credit (HELOC)

Manage your evolving needs with the flexibility to lock in all or part of your balance at a low fixed rate. With a Home Equity Total Line of Credit, you can enjoy the predictability of a fixed-term loan within the greater backing of a traditional line of credit. You replenish available funds whenever you make principal payments. 

• Flexible payment options – Opt for interest only or a fixed monthly amount that reduces principal faster.
• Lock-in loans anytime you want – Get a fixed rate and a fixed term on part of your line.
  
  

Home Equity Loan

Finance a major purchase with a one-time, lump-sum loan and a structured payment plan. A Home Equity Loan brings you financial stability and peace of mind.

• Stay on track with a fixed rate and term – giving you predictable monthly payments.
• Manage and minimize your debt levels while still pursuing big plans.