Latest Rates
as of March 18, 2019
Personal Checking & Savings
Account Type |
Minimum Balance to Open Account | Minimum Balance to Obtain APY | Annual Percentage Yield |
Interest Rate |
Signature Checking1 |
$100 |
$1,000+ |
0.05 |
0.05 |
Signature Money Manager1 |
$25,000 |
$1,000 - $24,999 $25,000+ |
0.05 0.30 |
0.05 0.30 |
Park Advantage Checking2 |
$300 |
$1,000+ |
0.05 |
0.05 |
Money Fund3 |
$2,500 |
Below $2,499 $2,499+ |
0.05 0.20 |
0.05 0.20 |
Money Market IRA3 |
None |
Below $1,000 $1,000 - $2,499 $2,500 - $49,999 $50,000 + |
0.05 0.05 0.10 0.15 |
0.05 0.05 0.10 0.15 |
Health Savings Account3 |
None |
Below $1,000 $1,000 - $2,499 $2,500 - $9,999 $10,000 + |
0.05 0.05 0.10 0.25 |
0.05 0.05 0.10 0.25 |
Personal Savings3 |
$200 |
None |
0.05 |
0.05 |
1 Signature Checking and Signature Money Manager is a packaged product and cannot be opened without the other. Interest is compounded monthly. Interest is not earned on balances below $1,000. 2 Interest is compounded monthly. Interest is not earned on balances below $1,000. 3 Interest is compounded monthly.
Personal Certificates of Deposit (CDs)4
Account Type |
Minimum Balance to Open Account | Minimum Balance to Obtain APY | Annual Percentage Yield |
Interest Rate |
91 days 6 |
$2,500 |
$2,500 |
0.25 |
0.25 |
6 month 6 |
$2,500 |
$2,500 |
0.60 |
0.60 |
12 month |
$1,000 |
$1,000 |
1.25 |
1.25 |
24 month |
$1,000 |
$1,000 |
2.00 |
2.00 |
36 month |
$1,000 |
$1,000 |
2.10 |
2.10 |
48 month |
$1,000 |
$1,000 |
2.20 |
2.20 |
4 Penalties may be assessed for early withdrawal. Not valid with any other special offers or rates. Interest is compounded annually. 6 Interest is paid at maturity. Penalties may be assessed for early withdrawal.
Individual Retirement Accounts (IRAs)5
Account Type |
Minimum Balance to Open Account | Minimum Balance to Obtain APY | Annual Percentage Yield |
Interest Rate |
6 month 6 |
$2,500 |
$2,500 |
0.60 |
0.60 |
1 year |
$1,000 |
$1,000 |
1.25 |
1.25 |
2 year |
$1,000 |
$1,000 |
2.00 |
1.99 |
3 year |
$1,000 |
$1,000 |
2.10 |
2.09 |
4 year |
$1,000 |
$1,000 |
2.20 |
2.19 |
5 Penalties may be assessed for early withdrawal. Not valid with any other special offers or rates. Interest is compounded semi-annually. 6 Interest is paid at maturity. Penalties may be assessed for early withdrawal.
Special Certificate of Deposit
Account Type |
Minimum Balance to Open Account | Minimum Balance to Obtain APY | Annual Percentage Yield |
Interest Rate |
13 month CD 4,7 |
$10,000 |
$10,000 |
1.85 |
1.85 |
13 month IRA 5,8 |
$10,000 |
$10,000 |
1.85 |
1.84 |
19 month CD 4,7 |
$10,000 |
$10,000 |
2.00 |
2.00 |
19 month IRA 5,8 |
$10,000 |
$10,000 |
2.00 |
1.99 |
4 Penalties may be assessed for early withdrawal. Not valid with any other special offers or rates. Interest is compounded annually. 5 Penalties may be assessed for early withdrawal. Not valid with any other special offers or rates. Interest is compounded semi-annually. 7 Maximum deposit of $1,000,000.00; CD renews to a 12 mo CD. 8 Maximum deposit of $1,000,000.00; CD renews to a 12 mo IRA CD or Roth CD.
A copy of our Account Rules & Regulations is available upon request. We may amend or supplement these Account Rules & Regulations with notification as required by law. This notification may be (a) mailed to your designated address, (b) inserted in your statements, (c) posted in our bank lobbies, or (d) provided in electronic form. Rates are subject to change or amendment without notice. Your continued use of your account following the effective date of any change constitutes your consent to the change. Fees could reduce earnings on the account. A minimum initial deposit to open account may apply.