Business Online Banking Packages

	Single User Package	Basic Package	Standard Package
	I need flexibility with managing cash flow.	I'm the primary person, but others take care of day-to-day cash flow operation	There are multiple users, and having QuickBooks^TM and stop payments is important.
Monthly Fee	No monthly maintenance cost	$12/month	$25/month
Multiple user administration	No	x	x
Number of deposit accounts included	3	3	3
Park Bank Mobile Business	x	x	x
Mobile Business Deposit ($1 per item deposited)	x	x	x
Account reporting	x	x	x
Account transfers	x	x	x
E-statements	x	x	x
Loan account access	x	x	x
QuickBooks^TM			x
Stop payments			x

Optional services: Our Treasury Management Team can discuss pricing for each of these additional features.
ACH Origination	Originate ACH payments or credits through templates or file upload
ACH with EDI	Receive ACH entries coupled with the download of reports containing text addenda
Wire Transfers	Initiate domestic and U.S. dollar foreign wires
Bill Payment	Pay bills, have e-bill presented, create payment invoices, and set up auto payments
ACH Positive Pay	Offers fraud protection against unauthorized ACH debits
Account Reconciliation	Receive paid item, outstanding item, stale item and balancing reports
Positive Pay	Offers fraud protection against unauthorized and altered checks
Special report download	Receive EDI translated and ACH return items reports
Combined Account Reconciliation & Positive Pay	Offers fraud protection against unauthorized and altered checks plus the delivery of paid item, outstanding item, stale item, and balancing reports