Mobile Deposit

Make deposits quickly, easily and securely with your smartphone. Here’s a snapshot of how it works:

  • Take a photo of a personal check with our mobile app.
  • Deposit it into your Park Bank checking, savings or money market account.
  • Submit before 4 p.m. Central Time and the deposit will be processed the same day.

Getting Started
To get started, you must:

  • have a Park Bank Online Banking account;
  • have the Park Bank Mobile app; and
  • be a personal Park Bank customer for 90 days with a checking, savings, or money market account.

How it Works
Getting started is as easy as the touch of a button in Park Bank Mobile. Simply tap Check Deposit on your mobile app (Android and iPhone devices only).

  • Endorse your check: Sign your name, then write "for mobile deposit to Park Bank only" on the back of the check.
  • Follow the on-screen instructions to complete your deposit. You must make your deposit by 4 p.m. Central Time for same-day processing. Your deposit will appear in your account the next business day.
  • Check your inbox: We'll send you two emails - one when your deposit is received, and one when it is approved or declined. Do not destroy your check until we confirm your deposit is approved.

Status Email Descriptions
We will send you an email when your deposit has been received, approved or declined. To make sure you understand what each of these emails means, please review the following status explanations.

  • Your deposit has been received: Park Bank has received your deposit, and pending review, will approve or decline it. You will receive a separate email when your deposit is approved. If your deposit is declined, you will receive an email informing you of the reason. If your deposit was received after 4 p.m. Central Time, it may not be approved until the following business day.
  • Your deposit has been approved and processed: After reviewing your deposit, we’ve approved it. You may not see the amount of the deposit reflected in your Current Balance until after nightly processing. For your security, it’s best to VOID and destroy this check.
  • Your deposit has been declined: After reviewing your deposit, we declined it and it will not be processed. The reason your deposit was declined will be explained in the email you receive. If you have a question about what to do with a declined deposit, please call ReadyServe at 414.466.8000 during normal business hours.

Deposit cut-off times
Deposits must be made by 4 p.m. Central Time on a business day in order to be processed at the end of the day. On the next business day, your deposit will appear in your account. Deposits made after 4 p.m. will not process until the following business day.

Items we will not accept
We will not accept the following types of deposits.

  • Cash
  • Savings bonds
  • Travelers’ checks
  • Western Union money orders
  • United States Postal Service money orders
  • Foreign items
  • Non-negotiable items
  • Altered checks
  • Incomplete checks
  • Third-party checks

Ineligible deposit accounts
We will not allow deposits into the following accounts.

  • IRAs or other retirement accounts
  • Restricted accounts
  • Business accounts