Checking Accounts

Park Bank offers a variety of checking account options for you to choose from. Please see a comparison below. Current rates can be found here.

Account Name

Signature Checking

 Park Advantage Checking Park Basic Checking Park @ Work Checking Special Checking Health Savings Accounts

Ideal for

 Customers who want to be rewarded for their multiple relationships and high balances Customers who desire interest with no monthly service charge Customers who want a basic low-cost checking account Employees of Park Bank business clients College students that need 24-hour access to their funds People with a high deductible health plan that want to save pre-tax dollars for current or future medical expense
Account Requirements
  • Signature Money Manager Account
  • Direct Deposit
 Direct deposit or monthly balance of $300.00 None Employer must be part of employee banking program Must be a college student People with a high-deductible health plan

Minimum opening balance

$100

$300

$100

$0

$0

$0
Minimum balance or other requirements to avoid service      charges None Monthly direct deposit or minimum daily ledger account balance of $300 or average daily balance of $1,000 in a statement cycle or combined daily ledger balance of $3,000 in checking and linked account

None

 Must be employees of Park Bank business customers  $0 $0

Monthly service charge

$0

 $15 $3 if less than 14 checks & debits; $6 if 14 or more checks & debits $0 $0 $0

Interest

 Yes Yes No Yes No Yes

Interest Rate

 Set by bank; interest paid on daily collected balance; compounded monthly Set by bank; interest paid on daily collected balance; compounded monthly N/A Set by bank; interest paid on daily collected balance; compounded monthly N/A Set by bank; interest paid on daily collected balance; compounded monthly
Interest Rate Tiers

$1,000 +

 $1,000 + N/A $1,000 + N/A
  • $0 - 999
  • $1,000 - 2,499
  • $2,500 - 9,999
  • $10,000 & up

Checks

 First order of checks Free Cost varies by style Cost varies by style Cost varies by style Cost varies by style Cost varies by style
Extra Benefits
  • 4 free out-of-network ATM transactions per month
  • Special Home Equity Line of Credit rates
  • Combined statements
  • Free overdraft transfer protection
 		    
  • 4 free out-of-network ATM transactions per month
  • One year free safe deposit box
 No minimum balance and no monthly service fees For employees and insurance clients of Park Bank commercial customers, the $25 set-up fee is waived 

Complimentary Services:

  • Free Visa Check Card
  • Free ATM withdrawals with ATM Access at over 600 locations throughout Wisconsin
  • Free ATM withdrawals at any of the 400 BMO Bank ATM terminals