Savings & Money Market Accounts
Account Name |
Personal Savings | Custodial Savings | Money Fund | Signature Series Money Manager |
Ideal for |
Customers starting to save but maintain lower balances | Parent or others who want to start saving for a child. | Customers with larger balances that do not want to lock cash up in a CD. | Customers who want to be rewarded for multiple relationships and high balances. |
Account Requirements | None | Primary account holder must by under 18. | None | Signature Checking |
Minimum opening balance |
$200 |
$100 |
$2,500 |
$25,000 |
Minimum balance or other requirements to avoid service charges | $200 | $100 OR Monthly ACH deposit or transfer of $10 or more | $2,500 | Combined daily ledger balance of $25,000 in the Signature Money Manager account and Signature Checking. |
Monthly service charge |
$7.00 plus a transaction fee of $2.00 for each debit transaction if the minimum balance is not met for any day of the statement cycle. | $7.00 plus a transaction fee of $2.00 for each debit transaction if the minimum balance is not met for any day of the statement cycle. | $15.00 if the minimum balance is not met for any day of the statement cycle. | $15.00 if the combined balance of Signature Checking and Money Manager falls below minimum balance. |
Interest |
Yes | Yes | Yes | Yes |
Interest Rate Tiers |
$0 and up | $0 and up |
|
|
Transaction Restrictions | Maximum of six (6) electronic transactions (including phone, ACH, pre-authorized, electronic transfers, check, draft or debit). An excessive transaction charge of $10 is accessed for exceeding these limitations per occurrence. No limit on deposit or withdrawals when made at an ATM, by mail or at a Park Bank location. | Maximum of six (6) electronic transactions (including phone, ACH, pre-authorized, electronic transfers, check, draft or debit). An excessive transaction charge of $10 is accessed for exceeding these limitations per occurrence. No limit on deposit or withdrawals when made at an ATM, by mail or at a Park Bank location. | Maximum of six (6) electronic transactions (including phone, ACH, pre-authorized, electronic transfers, check, draft or debit). An excessive transaction charge of $10 is accessed for exceeding these limitations per occurrence. No limit on deposit or withdrawals when made at an ATM, by mail or at a Park Bank location. | Maximum of six (6) electronic transactions (including phone, ACH, pre-authorized, electronic transfers, check, draft or debit). An excessive transaction charge of $10 is accessed for exceeding these limitations per occurrence. No limit on deposit or withdrawals when made at an ATM, by mail or at a Park Bank location. |
Complimentary Services:
- Free ATM Card
- Free ATM withdrawals with ATM Access at over 600 locations throughout Wisconsin
- Free ATM withdrawals at any of the 400 BMO Bank ATM terminals